Representative APR Rates from 5.99%*

What can I use a Personal Loan for?

  • Unexpected Emergencies
  • Vehicle Repairs
  • Debt Consolidation
  • Medical Bills
  • Home Improvements
  • Business Loans

Personal Loan Payment Calculator

Loan Amount
Interest Rate
Loan Duration (Months)
Your monthly repayment will be:
Ready for the next step?
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Loan Quote does not guarantee any APR rates. We are a loan search lending network. The base standard Rep APR Rate has a range between 5.99% and a maximum 35.99%. When accepting a loan, please check the loan terms in detail before signing any agreement. A lender we find for you may provide a different APR; this will usually be because you were not eligible for a loan within this range. If you have questions about your personal cash advance loan, it is required you contact the lender directly. Loan options may not be available to all of the United States.

In the hard, cold reality of cash-flow, it is clear that we all sometimes need a loan advance to top-up our finances when an emergency occurs.

Because we have so many Installment / Personal Loan Lenders in our network, we are seeing an increase of applicants successfully getting a Cash Advance Loan approved. Moreover, better still, Bad Credit Loans / No Credit History Loan applicants are also getting positive results.

Traditional banks may often penalise people because of never using credit or have had cash troubles in the past. However, the fact remains, the majority of people are experiencing the same problems, a rising cost of living versus stagnant pay. Also, when applying through a traditional bank, the decision could take days to approve. Alternatively, worse, having waited days for action on their cash advance, only to be told they are not eligible.

Our 3 Step Application Process

Apply 24/7 for a Short Term Loan

Online 5 Min Application

  • Loan Amount
  • Personal Details
  • Employment Details
  • Bank Account for Loan Transfer

Relax while we try to find you a lender match

Get your decision online;

Our lender match software will process your application. Based on sophisticated algorithms it will findthe most suitable lender within our panel of 40+ mainstream lenders

Sign your agreement and receive your funds

If successful and you decide to accept the loan offer, sign the contract agreement electronically

Examples of Costs & APR

Loan Amount $1,000.00
Interest Rate 24.00%
Loan Term 12 Months
Fee 3.00%
Repay $94.56
ARP 29.82%
Total Pay $1,134.72
Total Costs $164.72
Loan Amount $2,000.00
Interest Rate 19.00%
Loan Term 24 Months
Fee 5.00%
Repay $100.82
ARP 24.12%
Total Pay $2,419.68
Total Costs $519.68

Representative Example APR

$2,000 loan over a 24-month term would have a total cost, including the interest, a total payback of $2,419.68. APR 24.12%

Personal Loan Search Engine

Security. All data is secure when passing through the SSL System.

Our bespoke Personal Loan Application software (over 100 lenders) will scan using real-time algorithms to find suitable lenders that meet your needs and will deliberately discard lenders that are likely to decline your application (this is a huge time-saver).

If the loan proceeds successfully through and a match is found, we will transfer you direct to the lender so you can complete terms. You will then be ready to receive funds. (Usually within an hour).

Applications for a Personal Loan will be considered even if you have bad or no credit history! We are dealing with these type of applicants day-in-day-out. However, your current income and circumstances will be vital as lenders are making their decision.

If you need advice about extreme debt or credit issues please seek additional help at:

Why apply for a Cash Advance from Loan-Quote?

As you have probably realized, we love the word 'Fast.' Well; that is a core reason why we are processing 1000's of loan advances every month. It is an important factor for our customers to receive the most efficient service. Our experience in the short-term loan sector exceeds ten years. We began our journey in the UK, and now we are processing applicants in the US, Canada, and Australia. With fast growth, we developing our services across Europe.

The Risks

People are often nervous when they hear the words fast-loan. However, any we believe any loan can become problematic if an applicant does not think through their decision carefully. We urge all our customers to seek advice before accepting credit. Get Loan Advice.

More Advantages

Bad credit is not an auto disqualifier for a Personal Loan. Eligibility is dependent on your income, current debt and credit history. There are no guarantees for a successful loan match. It is entirely dependent which lenders are online and accepting applicants, but most importantly it is determined by the status detailed in the application.

Receiving the Funds

Your Cash Advance Loan will be a direct deposit to the bank account you have provided. So it is essential you have filled out this information correctly. It typically takes around an hour your funds to arrive in your bank. However, there can sometimes be a delay with a deposit due to requirements at your bank.

Everything is super easy and super fast with our online application process.

Applications Mon-Fri before 3 pm is likely to result in same-day fund transfer. Applications after 3 pm or on the weekend mean funds are likely to be processed on the next available working day. *Transfer times vary by lender
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Company Disclosure and Policy

Company Disclosure

Loan Quote is not a direct lender and does not directly fund loans. This service is a Loan Search Engine. It has been created to help consumers find available loan options faster in a bloated marketplace. Helping our customers find short-term relief from financial emergencies. Consumers with debt and credit difficulties should seek debt help.

Legal Disclaimer

Loan Quote is a Loan Search Engine / Portal, we simply match a loan customer to direct lenders, we do not act directly as an agent, or directly affiliate ourselves with a particular lender or type of loan. We have a No Obligation Policy, any loan options presented to our site visitors are optional. Our loan search engine is FREE to use at by searching its database of over 100 direct lenders.


* Money transfer times vary from lender to lender and might depend on individual circumstances. All questions regarding your instalment, cash advance or short-term cash loan need to be directed to the lender your loan was taken through. Availability is also based on resident location, and this varies across our lender network. Once a lender has approved the loan, the cash advance could be transferred to your account under 24 hours. “bad credit”, “no credit” or “poor credit” refers to applicants that might have a low or poor credit history. No loan product is unique to any customer type; a decision is made based circumstances, so we do not guarantee any application outcome.


Residents of some areas within the United States may not be eligible based on lender requirements and legal terms. We recommend that all our customers compare all available options before making a decision. Our service is not available in New York or to New York residents due to interest rate limits and New York law.